Insurance Tips

If you've decided you want permanent life insurance, the choice often comes down to whole life or indexed universal life (IUL). Both can last for life and build cash value.…

One of the selling points of whole life and other permanent life insurance is that you can borrow against the cash value. Policy loans can be a useful, flexible source…

Two of the most common questions people ask before applying for life insurance are "Will my health condition keep me from getting coverage?" and "How much more will I pay…

One of the most common objections to term life insurance is "If I don't die, I don't get anything back." Return of premium term life insurance is designed to answer…

Indexed universal life, or IUL, is one of the most talked-about and most misunderstood types of life insurance. You may have seen it pitched online as a way to "grow…

If you've looked at whole life insurance, you've probably seen illustrations with dividends that make the long-term numbers look impressive. Dividends can be a real benefit of some whole life…

New parents and grandparents often hear about life insurance for children, sometimes through mailers or ads offering small whole life policies for kids. It's a tender subject. No one wants…

If you're shopping for life insurance to protect your mortgage, you'll run into two kinds of term coverage: decreasing term and level term. Both can help your family keep the…

If you've shopped for final expense or burial insurance, you've probably seen terms like "guaranteed acceptance," "no health questions," and "graded death benefit." These features can make coverage possible for…

Final expense insurance is meant to cover the costs your family faces when you die: the funeral, burial or cremation, and other bills. The question is how much. Too little,…